кухненско обзавежданеHybrid cars aren’t only good for the environment. They are easy on your pocket too when it comes to car insurance premiums. The newest fuel craze can help you save much more than you would ever expect with a normal car. Combined with fuel efficiency, you have much to cheer about if you own a hybrid car. These cars help save fuel since they alternate between an electric motor and conventional gasoline engine.
Hybrid cars are considered ‘low risk’ by auto insurance companies, thereby attracting lower premiums. Most auto insurance companies offer a 10% discount to owners of hybrid vehicles. These drivers are more likely to be mature drivers who drive carefully and are less likely to end up in an accident with the need to file claims. Being in the ‘preferred insurance category’ qualifies hybrid car owners for lower insurance rates. Most of these drivers are between the ages of 41 to 60, a group that is considered finically stable and less likely to participate in reckless activities. Some insurance companies are involved in special carbon offsetting programs, where a portion of your insurance premium goes towards the manufacture of environmentally friendly products.
Hybrid car owners are likely to receive cash back incentives, which once again leads to great savings. Besides, it balances out the initial cost of buying a hybrid car. It is advisable to do a bit of comparison shopping for hybrid car insurance. Not every insurance provider offers discounts to hybrid car owners since the repairs in the event of an accident can add up to a significant sum. It is prudent to compare quotes online in order to make a well informed decision prior to purchasing hybrid auto insurance. The bottom line is to save as much as you can and reap the benefits of tax credits along with affordable hybrid auto insurance. Don’t wait for an insurance company to offer you discounts, instead, make sure you ask for them.